Everyone hopes that this will never happen, but car accidents happen every day and for a variety of reasons. Whether it is your fault or the other person’s you need to know how to react in order to get the right outcome in the end. Getting the right compensation is all about having the best car accident lawyer.
Car accidents can be a traumatic experience for all involved, and when you’re caught up in a crash you need to start the report immediately. Consider this checklist to help assist you and your insurance.
Stop – First things first is to stop. Most people will, but don’t drive off because this is an offence. Put your hazard lights on and switch the engine off.
Check for injuries – Before anything else, see if everyone in the other car(s) are OK. If someone is hurt then you need to ring the emergency services immediately.
Information – You need to get everything down in writing as soon as something happens. With this in mind, you should carry a pen and paper and after being involved in an accident you need to jot crucial information down. The information to collect at this point includes: time and date, names and contact details, all vehicle details, insurance details, whether indicators or headlights were own, what was the lighting, visibility and weather like plus the collar number of the attending police officer.
Reporting the incident – Whether or not it is your fault, the incident has to be reported within a day to the police. You also need to make your insurance company aware – regardless of if you are making a claim or not. So once you’ve taken a look around and handled the immediate problems, get on the phone to the police to notify them.
Full description – From the information you collected, people will need a full description to look into the incident. This includes speed of the vehicles, the road type and description – including pictures if possible – of the accident scene.
Neither party can, by law, refuse to give details and once you have informed your insurance company then you will be on your way to resolving the matter. If you then need some legal advice, talk to experts like Irwin Mitchell for more information. Car accidents are avoidable, but when they do happen be sure to deal with them quickly and effectively to give yourself the best chance of a good claim and/or a quick outcome.
Guest Post by Rhian Farnworth